Regions Financial Q4 adjusted revenue slightly misses estimates

Regions Financial

16/01/2026 11:13

Overview

Banking provider's Q4 adjusted revenue slightly missed analyst expectations

Adjusted EPS for Q4 reported at $0.57

Company achieved record results in Wealth Management and Treasury Management income

Outlook

Regions sees improving economic trends supporting solid performance in 2026

Regions Financial expects effective tax rate to return to 20.5%-21.5% in 2026

Result Drivers

WEALTH MANAGEMENT - Record results in Wealth Management income driven by elevated sales activity and favorable market conditions

TREASURY MANAGEMENT - Treasury Management income reached new annual records, contributing to overall revenue growth

HEDGING PROGRAM - Hedging program supported a top-quartile net interest margin of 3.70%

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted Revenue
Slight Miss*
$1.92 bln
$1.93 bln (18 Analysts)
Q4 Adjusted EPS
$0.57
Q4 EPS
$0.58
Q4 Net Income
$534 mln
Q4 Net Interest Income
Slight Miss*
$1.28 bln
$1.29 bln (13 Analysts)
Q4 Credit Loss Provision
$115 mln
Q4 Net Interest Margin
3.70%


*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 10 "strong buy" or "buy", 12 "hold" and 2 "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Regions Financial Corp is $30.00, about 5.2% above its January 15 closing price of $28.52

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release: ID:nBw8lWfNba

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)