SB Financial beats Q2 adjusted EPS estimates, net income up 23.7%

SB Financial

24/07/2025 21:52

Overview

SB Financial Q2 adjusted EPS of $0.58 beats analysts' expectations

Net interest income rises 25.6% to $12.1 mln, driven by loan growth

Company reports 23.7% increase in net income to $3.9 mln

Outlook

Company did not provide specific guidance for future quarters or full year

Result Drivers

LOAN GROWTH - Strong loan growth contributed to a 25.6% increase in net interest income

MARBLEHEAD ACQUISITION - Acquisition strengthened liquidity and expanded market presence, boosting loan and deposit growth

NONINTEREST INCOME - Gains on mortgage loan sales and title insurance drove a 15.1% increase in noninterest income

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Operating Revenue
$17.18 mln
Q2 Adjusted EPS
Beat
$0.58
$0.54 (1 Analyst)
Q2 EPS
$0.6
Q2 Net Income
$3.85 mln
Q2 Net Interest Income
$12.13 mln
Q2 Provision For Credit Losses
$597,000


Analyst Coverage

The one available analyst rating on the shares is "strong buy"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for SB Financial Group Inc is $23.00, about 14.1% above its July 23 closing price of $19.75

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX4FXrkw

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)