SB Financial Q3 net income rises on loan growth

SB Financial

30/10/2025 20:25

Overview

SB Financial Q3 net income rises 71.9% yr/yr, driven by strong loan growth

Net interest income for Q3 increases 21.1% yr/yr, reflecting higher loan interest

Company repurchased 101,000 shares, reflecting disciplined capital management

Outlook

Company did not provide specific financial guidance for future periods in its press release

Result Drivers

LOAN GROWTH - Total loans increased by $80.6 mln, or 7.8%, from the prior year, with $62.7 mln of organic growth, supported by the Marblehead acquisition

DEPOSIT GROWTH - Deposits rose $103 mln, or 8.9%, year-over-year, with $52.1 mln organic growth, reflecting strong client retention

NET INTEREST INCOME - Increased by 21.1% to $12.3 mln, driven by higher loan interest and stable funding costs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Operating Revenue
$16.57 mln
Q3 EPS
$0.64
Q3 Net Income
$4.04 mln
Q3 Net Interest Income
$12.33 mln
Q3 Provision For Credit Losses
$124,000


Analyst Coverage

The one available analyst rating on the shares is "strong buy"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for SB Financial Group Inc is $23.00, about 18.4% above its October 29 closing price of $18.76

Press Release: ID:nGNX7vcCh6

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)