SBICARD — SBI Cards and Payment Services Income Statement

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Annual income statement for SBI Cards and Payment Services, fiscal year end - March 31st, INR millions except per share, conversion factor applied.

	2021 March 31st	2022 March 31st	2023 March 31st	2024 March 31st	2025 March 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	ARS	ARS	ARS	ARS	ARS
Standards:	IAS	IAS	IAS	IAS	IAS
Status:	Final	Final	Final	Final	Final
Revenue
Total Revenue	92,775	106,773	136,666	169,684	180,722
Cost of Revenue
Gross Profit	86,708	96,546	122,951	153,263	174,390
Selling / General / Administrative Expenses
Depreciation and Amortization
Unusual Expense / Income
Other Operating Expenses
Total Operating Expenses	68,751	75,958	90,224	111,624	123,221
Operating Profit	24,024	30,815	46,442	58,060	57,501
Gain / Loss on Sale of Assets
Total Net Non Operating Interest Income / Expense
Other Net Non Operating Costs
Net Income Before Taxes	13,237	21,722	30,306	32,318	25,807
Provision for Income Taxes
Net Income After Taxes	9,845	16,161	22,585	24,079	19,164
Net Income Before Extraordinary Items
Net Income	9,845	16,161	22,585	24,079	19,164
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Dilution Adjustment
Diluted Net Income	9,845	16,161	22,585	24,079	19,164
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	12.7	17	23.8	25.4	20.1
Dividends per Share