Seacoast Banking Q3 adjusted EPS beat expectations

Seacoast Banking of Florida

27/10/2025 20:17

Overview

Seacoast Banking Corporation of Florida Q3 revenue and adjusted EPS beat analyst expectations

Seacoast reports 7% annualized organic deposit growth and 8% annualized organic loan growth

Outlook

Seacoast expects stronger profitability post-The Villages Bancorporation acquisition

Company anticipates continued growth in net interest income

Seacoast maintains strong capital and liquidity position

Result Drivers

ORGANIC GROWTH - Seacoast reports 7% annualized organic deposit growth and 8% annualized organic loan growth, contributing to increased net interest income

STRATEGIC INVESTMENTS - Investments in high-quality bankers fueled robust loan production and pipeline expansion, per CEO Charles Shaffer

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Revenue
Beat
$157.3 mln
$154.84 mln (4 Analysts)
Q3 Adjusted EPS
Beat
$0.52
$0.44 (5 Analysts)
Q3 EPS
$0.42
Q3 Adjusted Net Income
Beat
$45.16 mln
$32.20 mln (3 Analysts)
Q3 Net Income
$36.46 mln
Q3 Net Interest Income
$133.90 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 2 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Seacoast Banking Corporation of Florida is $31.00, about 1.4% below its October 24 closing price of $31.44

The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 14 three months ago

Press Release: ID:nBw3f9Qlba

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)