STB — Secure Trust Bank Income Statement

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Annual income statement for Secure Trust Bank, fiscal year end - December 31st, GBP millions except per share, conversion factor applied.

	2020 December 31st	C2021 December 31st	2022 December 31st	2023 December 31st	2024 December 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	ARS	ARS	ARS	ARS	ARS
Standards:	IFRS	IFRS	IFRS	IFRS	IFRS
Status:	Final	Final	Final	Final	Final
Interest Income
Interest Expense
Net Interest Income	149	136	153	168	185
Loan Loss Provision
Net Interest Income After Loan Loss Provision	97.7	131	114	124	123
Non Interest Income
Non Interest Expense
Net Income Before Taxes	20.1	55.9	39	36.1	29.2
Provision for Income Taxes
Net Income After Taxes	16.2	45.5	29.6	26.4	19.7
Net Income Before Extraordinary Items
Extraordinary Items
Net Income	16.2	45.6	33.7	24.3	19.7
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Dilution Adjustment
Diluted Net Income	16.2	45.6	33.7	24.3	19.7
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	0.87	2.44	1.53	1.62	1.36
Dividends per Share