ServisFirst Q4 adjusted EPS beats estimates

ServisFirst Bancshares

20/01/2026 21:14

Overview

U.S. bank holding company's Q4 adjusted EPS beat analyst expectations

Net interest margin improved to 3.38%, up from Q4 2024

Company entered Texas market with new team of commercial bankers

Outlook

ServisFirst Bancshares expects solid financial performance in 2026

Result Drivers

NET INTEREST MARGIN - Improvement to 3.38% driven by reduction in interest-bearing deposit costs and strategic focus on margin expansion, per CFO David Sparacio

LOAN GROWTH - Loans grew by $384.9 mln, or 12% annualized, during the quarter, reflecting improved outlook and efforts of banking team, per CEO Tom Broughton

NON-INTEREST INCOME - Significant increase driven by bank-owned life insurance income, which rose by $6.0 mln, or 282.4%, from Q4 2024

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$5.25
$1.38 (3 Analysts)
Q4 EPS
$1.58
Q4 Net Income
$86.38 mln
Q4 Net Interest Income
$146.52 mln
Q4 Credit Loss Provision
$7.92 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for ServisFirst Bancshares Inc is $89.00, about 13.7% above its January 16 closing price of $78.26

The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 13 three months ago

Press Release: ID:nGNX9fnYwM

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)