Jan 29 (Reuters) - Tompkins Financial Corp TMP.A :
* Reports increased fourth quarter earnings and record full year results
* Q4 earnings per share $0.92
* Says net interest income of $43.4 million for the fourth quarter of 2015
reflected an increase of 4.2%
* Qtrly net interest margin 3.35% versus 3.53%
* Says tier 1 capital to average assets of 8.82% at quarter end is up from
8.75% at December 31, 2014.
* Source text for Eikon ID:nBwbGHwLJa
* Further company coverage TMP.A
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