Truist Financial Q3 adjusted EPS beats estimates, helped by stable NIM

Truist Financial

17/10/2025 11:48

Overview

Truist Q3 adjusted EPS beats analyst expectations

Net interest margin for Q3 remains stable at 3.01%

Result Drivers

STABLE NET INTEREST MARGIN - Truist's net interest margin remained almost flat at 3.01% for Q3, providing stability in income

NONINTEREST INCOME - Noninterest income rose by 11% due to higher other income, offset by lower investment banking and trading income

HIGHER EXPENSES - Noninterest expense increased by 0.9% due to higher personnel expenses and investments in technology and risk infrastructure

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Adjusted EPS
Beat
$1.04
$1 (19 Analysts)
Q3 EPS
$1.04
Q3 CET1 Capital Ratio
11%
Q3 Net Interest Margin
3.01%
Q3 ROCE
9%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 10 "strong buy" or "buy", 13 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for Truist Financial Corp is $49.00, about 16.1% above its October 16 closing price of $41.09

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)