Austria's UNIQA Insurance 2025 profit rises 22%, dividend up 20%

UNIQA Insurance AG

13/03/2026 06:31

Overview

Austria insurance group's preliminary 2025 premiums written rose 8.2% yr/yr

Net consolidated profit climbed 22.2% yr/yr, driven by improved combined ratio

Company proposes 20% higher dividend of EUR 0.72 per share

Outlook

UNIQA expects 2026 earnings before taxes between €540 mln and €570 mln barring burdens from natural catastrophes or capital market distortions

Company aims for premium growth to exceed GDP in its markets in 2026

UNIQA targets dividend payout ratio of 50-60% with annually increasing dividend

Result Drivers

PROPERTY & CASUALTY GROWTH - Double-digit premium growth in property and casualty insurance was a main driver, supported by strong sales performance

IMPROVED COMBINED RATIO - Profitability benefited from an improved combined ratio, attributed in part to the virtual absence of natural catastrophes

HEALTH INSURANCE EXPANSION - Health insurance premiums rose due to premium adjustments and new business development

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Premiums Written
Beat
EUR 8.36 bln
EUR 7.74 bln (2 Analysts)
FY Net Income
EUR 424.8 mln
FY Combined Ratio
91.7%
FY Dividend
EUR 0.72
FY Pretax Profit
EUR 516.4 mln
FY Technical Result
EUR 710.8 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the multiline insurance & brokers peer group is "buy"

Wall Street's median 12-month price target for Uniqa Insurance Group AG is €16.30, about 4.9% above its March 12 closing price of €15.54

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 11 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)