United Bancorp Q2 net income rises

United Bancorp

31/07/2025 20:45

Overview

United Bancorp Q2 diluted EPS rises 10% to $0.33

Net income for Q2 2025 increases 10% to $1.914 mln

Company's net interest income grows 6.4% yr/yr

Outlook

Company anticipates continued growth in net interest income and margin expansion

United Bancorp expects new initiatives to drive future profitability

Result Drivers

ASSET GROWTH - Total assets increased by $26 mln, driven by gross loans and cash growth

INTEREST INCOME - Net interest income rose 6.4% yr/yr, fueled by asset growth

CREDIT STABILITY - Maintained credit strength with low nonperforming assets despite economic uncertainty

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.33
Q2 Basic EPS
$0.33


Analyst Coverage

The one available analyst rating on the shares is "buy"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for United Bancorp Inc is $20.00, about 29.8% above its July 30 closing price of $14.04

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: ID:nACST2BG2a

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)