Univest Financial Q4 net income rises

Univest Financial

28/01/2026 21:24

Overview

Financial services firm's Q4 net income rose yr/yr, driven by higher loan balances

Net interest income for Q4 increased yr/yr, driven by higher loan yields

Company expanded share repurchase program by 2 mln shares

Outlook

Company did not provide specific guidance for future quarters or full year in its press release

Result Drivers

HIGHER LOAN YIELDS - Increase in net interest income driven by higher average balances of loans and increased loan yields

NONINTEREST INCOME GROWTH - Noninterest income rose due to higher investment advisory fees and leasing-related activities

EXPENSE INCREASE - Noninterest expense rose due to higher salaries, benefits, and professional fees

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.79
Q4 Net Interest Income
$62.50 mln
Q4 Net Interest Margin
3.10%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Univest Financial Corp is $34.00, about 1.5% above its January 27 closing price of $33.49

The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nGNX5nc9vd

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)