Virginia National Bankshares' Q3 EPS dips to $0.84

Virginia National Bankshares

23/10/2025 21:29

Overview

Virginia National Bankshares Q3 net income stable at $4.6 mln, EPS slightly down

Net interest income for Q3 rises 8.7% yr/yr due to decreased interest expenses

Company declares quarterly dividend of $0.36 per share

Outlook

Company did not provide specific guidance for future quarters or full year in press release.

Result Drivers

INTEREST EXPENSE REDUCTION - Decreased interest expenses due to lower costs of funds drove net interest income increase

KEY PERFORMANCE IMPROVEMENTS - Return on average assets, equity, and net interest margin improved over last quarter

CREDIT STANDARDS - Despite slight decline in loan balances, strong credit standards maintained, per CEO Glenn W. Rust

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.84
Q3 Net Income
$4.57 mln
Q3 Net Interest Income
$13.07 mln


Press Release: ID:nPn1pjQhXa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)