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    VABK — Virginia National Bankshares News Story

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    Virginia National Bankshares Q2 net income steady at $4.2 mln

    Picture of Virginia National Bankshares logoVirginia National Bankshares
    24/07/2025 13:50
    Overview

Virginia National Q2 net income steady at $4.2 mln, EPS $0.78

Net interest income rises 14.4%, driven by higher loan balances

Net interest margin improves to 3.40%, reflecting favorable asset mix

Company continues to experience modest loan growth in 2025

Result Drivers

NET INTEREST INCOME - Increase driven by higher average loan balances and reduced interest expenses from lower cost of funds

ASSET MIX - Improved net interest margin to 3.40% due to a favorable mix of interest-earning assets

SECURITIES STRATEGY - Strategic decline in securities balances, with funds redirected to higher-yielding loans

Key Details


    MetricBeat/MissActualConsensus Estimate
    Q2 EPS$0.78
    Q2 Net Income$4.24 mln
    Q2 Net Interest Income$12.80 mln
    Q2 Basic EPS$0.79
    Q2 Pretax Profit$5.42 mln
    

Press Release: ID:nPn8nFS9Ya

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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