Virginia National Bankshares Q4 profit rises 30% on lower interest expense

Virginia National Bankshares

29/01/2026 13:38

Overview

Bank holding company reported Q4 net income of $6.0 mln, up from $4.6 mln last year

Net interest income for Q4 increased by 9.1% yr/yr

Company declared a quarterly dividend of $0.36 per share

Outlook

Virginia National Bankshares did not provide specific guidance for future quarters or the full year

Result Drivers

DECREASED INTEREST EXPENSE - Co attributed increased net income to decreased interest expense due to lower cost of funds

STEADY YIELDS - Yields on earning assets held steady despite several reductions in the prime rate, supporting financial results

STRONG ASSET QUALITY - Co said strong asset quality continues to enhance financial results

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.10
Q4 Net Income
$5.96 mln
Q4 Net Interest Income
$13.35 mln


Press Release: ID:nPnCymsQa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)