Visa beats Q4 profit estimates on higher transactions, payment volumes

Visa

27/10/2026 20:17

Overview
US digital payments giant's fiscal Q4 revenue rose 13%, slightly beating analyst expectations
Adjusted EPS for fiscal Q4 beat consensus, up 17% yr/yr
Company repurchased $4.0 bln in shares and raised dividend 16%

Outlook
Visa did not provide specific financial guidance for the upcoming quarter or full year in its press release

Result Drivers
PAYMENTS VOLUME - Q4 revenue growth was driven by a 9% yr/yr increase in payments volume, per company
CROSS-BORDER ACTIVITY - Cross-border volume excluding intra-Europe rose 14% yr/yr, supporting international transaction revenue
PROCESSED TRANSACTIONS - Total processed transactions grew 10% yr/yr to 74.2 bln, contributing to data processing revenue

Company press release: Full Story

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Slight Beat*
$12.10 bln
$12.08 bln (29 Analysts)
Q4 Adjusted EPS
Beat
$3.48
$3.44 (30 Analysts)
Q4 EPS
 
$3.19
 
Q4 Adjusted Net Income
Beat
$6.60 bln
$6.48 bln (24 Analysts)
Q4 Net Income
 
$6 bln
 
*Applies to a deviation of less than 1%; not applicable for per-share numbers.

Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 39 "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the business support services peer group is "buy"
Wall Street's median 12-month price target for Visa Inc. is $421.00, about 4.2% above its October 26 closing price of $404.16
The stock recently traded at 27 times the next 12-month earnings vs. a P/E of 24 three months ago

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For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)