Zions Bancorp Q4 net earnings rise

Zions Bancorporation, National Association

20/01/2026 21:20

Overview

U.S. financial services firm's Q4 net earnings rose 31% yr/yr to $262 mln

Adjusted taxable-equivalent revenue increased 7.1% yr/yr to $879 mln

Company's CET1 capital ratio improved to 11.5% from 10.9% a year ago

Outlook

Zions Bancorp expects continued prudent growth in the coming year

Company anticipates positive operating leverage to continue

Zions Bancorp sees improved net interest margin supporting growth

Result Drivers

NET INTEREST MARGIN - Zions reported an improved net interest margin of 3.31%, up from 3.28% last quarter and 3.05% a year ago

CREDIT QUALITY - Credit quality was strong with annualized net charge-offs at 0.05% of loans

CAPITAL STRENGTH - CET1 capital ratio increased to 11.5% from 10.9% a year ago

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$1.76
Q4 CET1 Capital Ratio
11.50%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 8 "strong buy" or "buy", 15 "hold" and 1 "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for Zions Bancorporation NA is $64.00, about 7.3% above its January 16 closing price of $59.62

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nPn7LB9vxa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)