ACI Worldwide Q3 revenue beats estimates on Biller segment growth

ACI Worldwide

05/11/2026 11:33

Overview
Global payments tech firm's Q3 revenue fell 12% yr/yr but beat analyst expectations
Adjusted EBITDA for Q3 beat analyst estimates; net income missed expectations
Company raised full-year adjusted EBITDA guidance and reiterated revenue outlook

Outlook
ACI Worldwide raises 2026 adjusted EBITDA guidance to $550 mln-$565 mln, up from $545 mln-$560 mln
Company reiterates 2026 revenue guidance of $1.895 bln-$1.925 bln
ACI Worldwide expects Q4 2026 revenue of $612 mln-$642 mln and adjusted EBITDA of $257 mln-$272 mln

Result Drivers
LICENSE RENEWAL TIMING - Co said Q3 revenue decline was primarily due to timing of this year's license renewals
STRONG ARR BOOKINGS - Net new ARR bookings in Q3 rose 86% yr/yr, reflecting healthy demand across Payment Software and Biller segments, per CEO Thomas Warsop
BILLER SEGMENT GROWTH - Biller segment revenue grew 6% yr/yr, benefiting from continued progress on interchange optimization

Company press release: ID:nBw94sjj7a

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Revenue
Beat
$426.81 mln
$421.91 mln (5 Analysts)
Q3 Net Income
Miss
$32.53 mln
$36.92 mln (5 Analysts)
Q3 Adjusted EBITDA
Beat
$98 mln
$92.16 mln (5 Analysts)
Q3 Operating income
Miss
$52.37 mln
$65.45 mln (5 Analysts)
Q3 Pretax Profit
Miss
$42.19 mln
$96.85 mln (5 Analysts)

Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the financial technology (fintech) peer group is "buy"
Wall Street's median 12-month price target for ACI Worldwide, Inc. is $66.00, about 11.5% above its November 4 closing price of $59.19
The stock recently traded at 20 times the next 12-month earnings vs. a P/E of 21 three months ago

Reuters Recommended Reads
Nov 2 - Paymentus Q3 revenue beats on higher billers and transaction volumes
Nov 3 - Payments platform Block's Q3 profit beats estimates
Nov 3 - Flywire Q3 revenue rises, beats analyst estimates

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)