SREP

AIB

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RNS Number : 2179A
  
AIB Group PLC
  
23 October 2026
  
 



 








23 October 2026




AIB Group plc - SREP
 
 
Supervisory Review and Evaluation Process (SREP)
 
Following the Supervisory Review and Evaluation Process (SREP) performed by the ECB in 2026, the Pillar 2 Requirement reduced by 20bps to 2.20% from 2.40% effective from 1 January 2027.
 
AIB continues to have a very strong capital base with a fully loaded CET1 of 16.1%(1) at June 2026.  The reported capital ratios are in excess of minimum regulatory requirements and AIB continues to maintain a very significant buffer above Maximum Distributable Amount (MDA) trigger levels.
 
The table below sets out the Group's capital requirements. The table does not include Pillar 2 Guidance (P2G), which is not publicly disclosed.
 
 




AIB SREP Requirements


 2026*


 2027*




Pillar 1


4.50%


4.50%




Pillar 2 Requirement (P2R) (2)


1.35%


1.24%




Capital Conservation Buffer (CCB)


2.50%


2.50%




Other Systemically Important Institutions Buffer (O-SII)


1.50%


1.50%




Countercyclical buffer (CCyB) (3)


1.43%


1.43%




Total CET 1 requirement


11.28%


11.17%




AT1


1.95%


1.91%




Tier 2


2.60%


2.55%




Total Capital Requirement (4)


15.83%


15.63%




*Estimated on a look through basis
 
(1)      The CET1 ratio does not include profits for the six months to June 2026 pending a final decision on payout at year end
(2)      P2R of 2.20% of which 1.24% must be held in the form of CET1 assuming 41bps AT1 and 55bps Tier 2 to meet P2R requirement
(3)      Countercyclical buffer - UK CCyB at 2% and Irish CCyB of 1.5%
(4)      Excludes Pillar 2 Guidance (P2G)
 
For further information, please contact:
Group Investor Relations & External Communications




Niamh.a.Hore@aib.ie


Siobhain.m.Walsh@aib.ie


Will.r.Goodbody@aib.ie




Tel: +353 863135647


Tel: +353 873956864


Tel: +353 86 8502204




 
 




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