American Integrity Q4 adjusted EPS beats estimates

American Integrity Insurance

24/02/2026 21:49

Overview

Property insurance provider's Q4 adjusted EPS beat analyst expectations

Gross premiums earned in Q4 rose 14.6% yr/yr

Net income for Q4 increased 148.5% yr/yr

Outlook

Company plans expansion into Tri-county Florida, middle-aged home market, and North Carolina

Company aims to maintain strong balance sheet amid expansion efforts

Result Drivers

GROSS PREMIUMS EARNED - Increase driven by new and renewal policies in the voluntary market and Citizens take-out program

LOSS EXPENSES - Decrease due to absence of significant storm activity in Florida

EXPENSE REDUCTION - Lower policy acquisition and administrative costs contributed to improved combined ratio

Company press release: ID:nBw81Wl3xa

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$1.11
$0.80 (6 Analysts)
Q4 EPS
$1.07
Q4 Net Income
$20.87 mln
Q4 Combined Ratio
62.80%
Q4 Pretax Profit
$29.28 mln
Q4 Return On Equity
25.60%


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the property & casualty insurance peer group is "buy"

Wall Street's median 12-month price target for American Integrity Insurance Group Inc is $27.50, about 55.5% above its February 23 closing price of $17.69

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)