BCB Bancorp Q3 net income falls 36%, but interest margins rise

Bcb Bancorp

27/10/2025 12:39

Overview

BCB Bancorp Q3 net income falls to $4.3 mln from $6.7 mln a year ago

EPS for Q3 2025 was $0.22, down from $0.36 in Q3 2024

Net interest margin increased to 2.88% in Q3 2025 from 2.58% a year earlier

Outlook

Company did not provide specific guidance for future quarters or the full year

Result Drivers

NET INTEREST MARGIN - Increase driven by lower cost of interest-bearing liabilities, despite a decrease in asset yields

CANNABIS LOAN CHARGEbut interst margins rise-OFF - $12.7 mln charge-off related to cannabis-related relationship impacted net charge-offs

ASSET QUALITY MANAGEMENT - Continued focus on asset quality with disciplined loan loss provisioning

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.22
Q3 Net Income
$4.30 mln
Q3 Dividend
$0.16
Q3 Net Interest Margin
2.88%


Press Release: ID:nGNXbTycVm

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)