Romanian lender BRD posts 6% increase in 2025 net profit as lending surges (updated)

BRD Groupe Societe Generale SA

06/02/2026 07:11

Adds details in paragraphs 3-5, dividend in paragraph 6

Feb 6 (Reuters) - Romanian lender BRD Groupe Societe Generale ROBRD.BX reported a 6% rise in 2025 net profit on Thursday, supported by double-digit loan growth and resilient interest income, even as a higher turnover tax pushed up operating expenses.

BRD's net profit rose to 1.55 billion lei ($359.21 million) in 2025, from 1.52 billion lei a year earlier.

BRD's loan book expanded 13% year-on-year in 2025, driven by a 17% rise in corporate lending and a 10% increase in retail loans, the bank said, with housing finance contributing to 14% growth in individual loan production to 13.4 billion lei.

Net banking income increased 8% in 2025 to 4.35 billion lei, helped by net interest income rising 6.6%, as a wider lending book and a higher share of loans in total assets supported margins. Fees and commissions also contributed, growing 10% on the back of stronger activity in cards, custody, and lending.

Operating costs climbed 10% in 2025, driven mainly by higher non‑staff expenses, including a sharp rise in the tax on gross revenues, which surged 58% year‑on‑year. IT and external service spending also increased, though the bank noted that underlying cost growth was contained at 6% when excluding taxes and fund contributions.

The board plans to propose distributing 50% of BRD's 2025 net profit as dividends, the bank added.

($1 = 4.3150 lei)

 (Reporting by Antonis Pothitos; Editing by Christopher Cushing and Joe Bavier)

 ((antonis.pothitos@thomsonreuters.com; +48 58 769 65 78;))