City Holding's 2025 earnings rise

City Holding

21/01/2026 12:46

Overview

U.S. bank holding company reported annual net income of $130.5 million for 2025

EPS of $8.93 for 2025 compared with $7.89 in 2024

Net interest income for Q4 2025 decreased slightly compared to the previous quarter

Nonperforming assets decreased to 0.32% of total loans by year-end 2025

Outlook

Company anticipates loan growth to offset investment income decline in Q1 2026

City Holding focuses on growing customer base and community engagement

Result Drivers

NET INTEREST INCOME - Decrease in Q4 net interest income due to lower yields on loans and investments, and higher average balances of interest-bearing liabilities

CREDIT QUALITY - Improved credit quality with a decrease in nonperforming assets and past due loans by year-end 2025

NON-INTEREST INCOME - Increase in non-interest income driven by higher wealth and investment management fees and bankcard revenue

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Interest Income
$60.56 mln
Q4 Credit Loss Provision
-$1.10 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for City Holding Co is $130.00, about 6.8% above its January 20 closing price of $121.76

The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 15 three months ago

Press Release: ID:nBw5PKdyKa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)