City Holding Q2 net interest income rises as loan yields improve

City Holding

22/07/2026 12:44

    

    Overview
  
U.S. regional bank's Q2 net income and EPS rose year-over-year
Company repurchased 59,156 shares in Q2 under buyback program

    

    Outlook
  
Company did not provide specific guidance for the current or future periods in its press release

    

    Result Drivers
  
NET INTEREST INCOME - Modest increase driven by higher loan yields and greater average deposit balances, partially offset by higher interest-bearing liabilities
NON-INTEREST INCOME - Growth led by higher wealth and investment management fees, service charges, and bankcard revenue
CREDIT LOSS PROVISION - Small provision mainly related to downgrade of a commercial real estate loan and higher loss rates in commercial and industrial loans, partially offset by net recoveries

    
Company press release: ID:nBw9dd5Dla

    

    Key Details
  

            Metric
          

            Beat/Miss
          

            Actual
          

            Consensus Estimate
          
Q2 Net Interest Income
 
$60.76 mln
 
Q2 Provision for (Recovery of) credit losses
$436,000
 

    

    Analyst Coverage
  
The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the banks peer group is "buy."
Wall Street's median 12-month price target for City Holding Co is $132.00, about 2.2% below its July 21 closing price of $134.99
The stock recently traded at 15 times the next 12-month earnings vs. a P/E of 13 three months ago

    

    Reuters Recommended Reads
  
July 22 - Old National Bancorp's Q2 net income hits record on loan growth
July 22 - Fidelity D & D Bancorp Q2 profit lifted by higher interest income
July 22 - BankUnited Q2 profit up 3% on higher fee income

    
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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)