City Holding Q3 profit hits record on strong loan growth

City Holding

22/10/2025 12:42

Overview

City Holding Q3 net income reaches record $35.2 mln, driven by strong loan growth

Net interest income for Q3 rises 3.7% to $61.1 mln

Company raises quarterly dividend by 10% to $0.87 per share

Outlook

City Holding did not provide specific future guidance

Result Drivers

LOAN GROWTH - Strong loan growth contributed to record net income, with gross loans increasing $73.6 mln

NET INTEREST INCOME - Increase in net interest income driven by higher loan yields and average loans outstanding

CREDIT QUALITY - Credit quality remained stable with a recovery of credit losses recorded

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Net Interest Income
$61.10 mln
Q3 Credit Loss Provision
-$500,000
Q3 Pretax Profit
$43.84 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is no "strong buy" or "buy", 4 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for City Holding Co is $135.00, about 10.8% above its October 21 closing price of $120.36

The stock recently traded at 14 times the next 12-month earnings vs. a P/E of 15 three months ago

Press Release: ID:nBw6KQD5ga

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)