ES Bancshares' Q3 net income drops to $637K

ES Bancshares

22/10/2025 21:40

Overview

ES Bancshares Q3 net income falls to $637K, down from $1.03 mln in Q2

Net interest income rises to $4.2 mln in Q3, up $217K from Q2

Company reports improved net interest margin of 2.79% for Q3

Outlook

Company did not provide specific guidance for future quarters or full year in press release

Result Drivers

NET INTEREST INCOME - Increase in net interest income driven by lower cost of funds and higher yield on assets

DEPOSIT STRATEGY - Focus on attracting non-interest-bearing deposits and reducing borrowings to enhance core earnings

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.10
Q3 Net Income
$637,000
Q3 Net Interest Income
$4.23 mln
Q3 Net Interest Margin
2.79%


Press Release: ID:nGNX3Q64mK

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)