ES Bancshares Q3 profit rises from prior quarter, margin improves on lower interest expense

ES Bancshares

20/10/2026 11:24

Overview
US community bank's Q3 net income and EPS rose from prior quarter
Net interest margin increased to 3.21% from 3.10% in Q2
Book value per share rose for tenth consecutive quarter

Outlook
Company did not provide specific guidance for future quarters or the full year

Result Drivers
NET INTEREST INCOME - Co said higher net interest income drove Q3 net income growth despite lower average loan balances
INTEREST EXPENSE - Net interest margin rose due to a decrease in interest expense on borrowings
NON-INTEREST INCOME - Higher service charges and fees on loans contributed to increased non-interest income

Company press release: ID:nGNX9CjP5n

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
 
$0.14
 
Q3 Net Income
 
$1 mln
 
Q3 Net Interest Margin
 
3.21%
 

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)