- $5.86bn
 - $6.27bn
 - $1.24bn
 
- 58
 - 82
 - 75
 - 84
 
Annual income statement for Essent, fiscal year end - December 31st, USD millions except per share, conversion factor applied.
2020 December 31st  | 2021 December 31st  | 2022 December 31st  | 2023 December 31st  | 2024 December 31st  | |
|---|---|---|---|---|---|
| Period Length: | 12 M | 12 M | 12 M | 12 M | 12 M | 
| Source: | 10-K | 10-K | 10-K | 10-K | 10-K | 
| Standards: | USG | USG | USG | USG | USG | 
| Status: | Final | Final | Final | Final | Final | 
| Total Premiums Earned | |||||
| Net Investment Income | |||||
| Realized & Unrealized Gains / Losses | |||||
| Total Revenue | 955 | 1,029 | 1,001 | 1,110 | 1,243 | 
| Losses, Benefits, and Adjustments | |||||
| Amortization of Policy Acquisition Costs | |||||
| Selling / General / Administrative Expenses | |||||
| Unusual Expense / Income | |||||
| Other Operating Expenses | |||||
| Total Operating Expenses | 456 | 198 | -2.97 | 257 | 352 | 
| Operating Profit | 499 | 831 | 1,004 | 853 | 891 | 
| Total Net Non Operating Interest Income / Expense | |||||
| Net Income Before Taxes | 490 | 822 | 988 | 823 | 855 | 
| Provision for Income Taxes | |||||
| Net Income After Taxes | 413 | 682 | 831 | 696 | 729 | 
| Net Income Before Extraordinary Items | |||||
| Net Income | 413 | 682 | 831 | 696 | 729 | 
| Income Available to Common Shareholders Excluding Extraordinary Items | |||||
| Income Available to Common Shareholders Including Extraordinary Items | |||||
| Diluted Net Income | 413 | 682 | 831 | 696 | 729 | 
| Diluted Weighted Average Shares | |||||
| Basic EPS Including Extraordinary Items | |||||
| Diluted EPS Including Extraordinary Items | |||||
| Diluted EPS Excluding Extraordinary Items | |||||
| Normalised Income Before Taxes | |||||
| Normalised Income After Taxes | |||||
| Normalised Income Available to Common Shareholders | |||||
| Diluted Normalised EPS | 3.88 | 6.11 | 7.72 | 6.54 | 6.85 | 
| Dividends per Share |