EZCORP Q3 adjusted EPS beats estimates on strong pawn demand

EZCORP

05/08/2026 21:49

Overview
Pawn transactions provider's Q3 revenue rose 35% yr/yr, driven by growth across all regions
Adjusted EPS for Q3 rose 47%, beating analyst expectations
Company expanded by 43 stores during quarter, including acquisitions in Latin America and one new SMG store

Outlook
EZCORP says it enters the final quarter in a strong operating and financial position

Result Drivers
PAWN LOAN GROWTH - Co said 33% increase in pawn loans outstanding was driven by higher average loan size and strong pawn demand
LATIN AMERICA EXPANSION - Co said Latin American segment contribution grew 56%, aided by store acquisitions and improved operating metrics
JEWELRY SCRAP SALES - Co said jewelry scrap sales rose 110% due to higher gold prices and increased jewelry purchases

Company press release: ID:nGNXbKZ6LX

Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Adjusted EPS
Beat
$0.47
$0.40 (5 Analysts)
Q3 EPS
 
$0.48
 
Q3 Net Income
 
$38.49 mln
 
Q3 Adjusted EBITDA
Beat
$65.60 mln
$57.12 mln (4 Analysts)
Q3 Gross Profit
 
$246.19 mln
 
Q3 Operating Income
 
$54.82 mln
 
Q3 Pretax Profit
 
$52.009 mln
 

Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 4 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the consumer lending peer group is "buy"
Wall Street's median 12-month price target for EZCORP Inc is $40.00, about 29% above its August 4 closing price of $31.00
The stock recently traded at 15 times the next 12-month earnings vs. a P/E of 17 three months ago

Reuters Recommended Reads
Aug 5 - Envela Q2 profit rises on favorable sales mix, cost discipline
Aug 4 - Mexico's Fresnillo H1 revenue jumps on higher precious metal prices; raises dividend
Aug 4 - LBMA suspends Shandong Gold from gold, silver Good Delivery Lists

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)