First Community Corp's Q4 adjusted EPS beats estimates on margin expansion

First Community (South Carolina)

28/01/2026 14:09

Overview

Community bank's Q4 adjusted EPS beat analyst expectations

Net income for Q4 rises yr/yr

Company completed acquisition of Signature Bank of Georgia

Outlook

Company plans to repurchase shares up to $7.5 mln by May 2026

First Community expects positive momentum in net interest margin entering Q1 2026

Company sees flexibility in managing capital with share repurchase plan

Result Drivers

MARGIN EXPANSION - Net interest margin expanded for the seventh consecutive quarter, reflecting improved profitability

LOAN GROWTH - Total loans increased by $31.7 mln in Q4, reflecting strong demand for lending products

INVESTMENT ADVISORY - Assets under management reached a record $1.170 bln, boosting revenue

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Adjusted EPS
Beat
$0.69
$0.68 (3 Analysts)
Q4 EPS
$0.62
Q4 Net Income
$4.83 mln
Q4 Net Interest Income
$16.30 mln
Q4 Net Interest Margin
3.32%


Press Release: ID:nPn8PQL22a

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)