FirstCash Q1 revenue beats analyst estimates on pawn segment growth

Firstcash Holdings

23/04/2026 11:09

Overview

US pawn store operator's Q1 revenue rose 26%, beating analyst expectations

Adjusted EPS for Q1 increased 30% and beat analyst expectations

Company declared $0.42/share quarterly dividend and repurchased $50 mln in stock

Outlook

FirstCash raises 2026 pawn fee revenue guidance to mid-teen growth for U.S. segment

Company expects Latin America pawn fees to grow at a high-teen rate in 2026

FirstCash increases 2026 U.K. pawn segment income guidance to $125 mln-$135 mln

Result Drivers

PAWN SEGMENT GROWTH - Strong performances in U.S., Latin America, and U.K. pawn segments drove record revenue and earnings, with same-store pawn receivables up 19% in the U.S., 30% in Latin America, and 29% in the U.K.

LATIN AMERICA TRENDS - Latin America segment growth was supported by inflationary pressures, reverse-migration, reduced remittances from the U.S., and favorable currency trends, resulting in a 62% increase in segment income in U.S. dollars.

ACQUISITIONS AND EXPANSION - Recent acquisitions, including the U.K.'s H&T, and ongoing store openings contributed to revenue and earnings growth, with 340 locations added over the past twelve months.

Company press release: ID:nGNX29lN11

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 Revenue
Beat
$1.05 bln
$1.003 bln (7 Analysts)
Q1 Adjusted EPS
Beat
$2.69
$2.31 (7 Analysts)
Q1 EPS
$2.43
Q1 Adjusted Net Income
Beat
$119.05 mln
$100.60 mln (7 Analysts)
Q1 Net Income
$107.70 mln
Q1 Dividend
$0.42


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 5 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the consumer lending peer group is "buy"

Wall Street's median 12-month price target for Firstcash Holdings Inc is $210.00, about 2.1% above its April 22 closing price of $205.63

The stock recently traded at 19 times the next 12-month earnings vs. a P/E of 16 three months ago

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)