Hartford Insurance beats Q4 core EPS estimates

Hartford Insurance group

29/01/2026 21:15

Overview

Insurance provider's Q4 core EPS beat analyst expectations, driven by strong premium growth

Q4 adjusted net income beat estimates, reflecting favorable prior year development

Company returned $546 mln to shareholders in Q4 through buybacks and dividends

Outlook

Company enters 2026 with momentum due to disciplined underwriting and strong distribution relationships

Result Drivers

P&C PREMIUM GROWTH - 8% growth in P&C earned premium contributed to higher earnings

BUSINESS INSURANCE PERFORMANCE - Business Insurance saw a 7% increase in written premiums and a lower loss and loss adjustment expense ratio

PERSONAL INSURANCE IMPROVEMENT - Personal Insurance improved its underlying loss and loss adjustment expense ratio due to pricing increases

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Core EPS
Beat
$4.06
$3.22 (22 Analysts)
Q4 EPS
$3.98
Q4 Adjusted Net Income
Beat
$1.15 bln
$909.40 mln (14 Analysts)

Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 12 "strong buy" or "buy", 12 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the multiline insurance & brokers peer group is "hold."

Wall Street's median 12-month price target for Hartford Insurance Group Inc is $145.00, about 11% above its January 28 closing price of $130.67

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw3VQ2dSa

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)