Overview
Insurance holding company's Q4 net income rose significantly yr/yr
Diluted EPS for Q4 rose to $7.25 from $0.23 yr/yr
Company plans share buyback program, details forthcoming
Outlook
HCI plans to announce a share buyback program in 2026
Company exploring new growth areas, both organically and through acquisition
Result Drivers
HIGHER PREMIUMS - Gross premiums earned increased due to a higher volume of insurance policies in force
REDUCED LOSSES - Losses and loss adjustment expenses decreased significantly, with no major hurricane-related losses impacting Q4 2025
LOWER INTEREST EXPENSE - Interest expense decreased due to redemption of convertible notes
Company press release: ID:nGNX90Xzx3
Key Details
Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$7.25
Q4 Net Income
$108 mln
Analyst Coverage
The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"
The average consensus recommendation for the property & casualty insurance peer group is "buy"
Wall Street's median 12-month price target for Hci Group Inc is $235.00, about 50.1% above its February 24 closing price of $156.60
The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 13 three months ago
For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.
(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)
