Horace Mann Q4 core EPS beats estimates

Horace Mann Educators

03/02/2026 21:22

Overview

Financial services firm's Q4 revenue missed analyst expectations

Core EPS for Q4 beat analyst expectations

Net income for Q4 decreased compared to last year

Outlook

Horace Mann expects sustained, profitable growth in 2026 and beyond

Company aims to deliver consistent and reliable value to shareholders

Horace Mann plans to expand products and solutions to more educators

Result Drivers

LOWER CATASTROPHE LOSSES - Co attributed improved Property & Casualty segment results to lower catastrophe losses, enhancing combined ratio by over 8 points

STRONG SEGMENT PERFORMANCE - Co noted strong underlying results across all segments, aligning with profitability targets

BUSINESS DIVERSIFICATION - Co's strategy of diversification contributed to record core earnings and solid return on equity

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Miss
$434.80 mln
$440.05 mln (2 Analysts)
Q4 Core EPS
Beat
$1.21
$1.18 (4 Analysts)
Q4 Net Income
$36.20 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the property & casualty insurance peer group is "buy"

Wall Street's median 12-month price target for Horace Mann Educators Corp is $51.00, about 13.6% above its February 2 closing price of $44.88

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: ID:nBw2C8zcza

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact reuters.support@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)