Chinese fintech firm Jiayin's Q3 profit rises

Jiayin

25/11/2025 10:12

Overview

Jiayin Q3 net revenue rises 1.8% yr/yr to RMB1,470.2 mln

Income from operations increases 46.5% yr/yr, reflecting operational resilience

Company repurchased 4.6 mln ADSs for US$30.4 mln

Outlook

Company expects Q4 loan facilitation volume between RMB23.0 bln and RMB25.0 bln

Jiayin Group sees full-year loan facilitation volume at RMB127.8 bln to RMB129.8 bln

Company forecasts full-year non-GAAP income from operation of RMB1.99 bln to RMB2.06 bln

Result Drivers

LOAN FACILITATION GROWTH - Loan facilitation volume increased by 20.6% yr/yr, reaching RMB32.2 bln, driven by higher average borrowing amounts

REPEAT BORROWING - Repeat borrowing contribution rose to 78.6% from 73.0% in the same period of 2024, indicating strong customer retention

OPERATIONAL EFFICIENCY - Income from operations increased by 46.5% yr/yr, attributed to strategic focus on operational resilience and risk management

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Revenue
RMB 1.47 bln
Q3 EPS
RMB 1.83
Q3 Net Income
RMB 376.50 mln


Press Release: ID:nGNXYxlgb

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)