Chinese fintech firm Jiayin Group's Q2 revenue rises 27.8%

Jiayin

20/08/2025 11:10

Overview

Jiayin Group Q2 loan facilitation volume grows 54.6% yr/yr to RMB37.1 bln

Net revenue rises 27.8% yr/yr to RMB1,886.2 mln, net income up 117.8%

Co adjusts share repurchase plan, authorizing up to US$80 mln repurchases

Outlook

Jiayin expects 2025 loan facilitation volume of RMB137-142 bln

Company sees Q3 2025 loan facilitation volume at RMB32-34 bln

Jiayin forecasts Q3 2025 non-GAAP income from operation of RMB0.49-0.56 bln

Result Drivers

LOAN FACILITATION GROWTH - Loan facilitation volume increased 54.6% to RMB37.1 bln, driven by higher volume facilitated

AI EFFICIENCY - AI-powered fintech capabilities improved cost efficiency and risk management, per CEO Yan Dinggui

REVENUE MIX - Revenue from loan facilitation services rose 69.2%, while revenue from releasing guarantee liabilities decreased due to lower average outstanding loan balances

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Revenue
RMB 1.89 bln
Q2 EPS
RMB 2.46
Q2 Net Income
RMB 519.10 mln


Press Release: ID:nGNX31RsHN

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)