Kemper Q4 revenue beats expectations

Kemper

04/02/2026 21:19

Overview

Specialized insurer's Q4 revenue beat analyst expectations

Adjusted net operating income fell significantly from Q4 2024

Specialty P&C segment pressured by higher claim severity and Florida refund

Outlook

Kemper focuses on improving profitability through pricing and claims adjustments

Company aims to reduce volatility and enhance long-term value creation

Kemper is diversifying its portfolio geographically to improve consistency

Result Drivers

SPECIALTY P&C PRESSURE - Specialty Property & Casualty segment faced pressure from higher claim severity and a $35 mln Florida Statutory Profit Limit Refund

LIFE INSURANCE RESULTS - Life Insurance segment delivered solid results due to effective expense management

STRATEGIC ACTIONS - Co is focusing on improving pricing, claims, and expenses, and diversifying its portfolio geographically

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Revenue
Beat
$1.13 bln
$1.11 bln (4 Analysts)
Q4 EPS
-$0.13
Q4 Net Income
-$8 mln
Q4 Adjusted Consolidated Net Operating Income
$14.60 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 3 "strong buy" or "buy", 1 "hold" and 2 "sell" or "strong sell"

The average consensus recommendation for the property & casualty insurance peer group is "buy."

Wall Street's median 12-month price target for Kemper Corp is $60.00, about 57.5% above its February 3 closing price of $38.09

The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 8 three months ago

Press Release: ID:nBw7nmvPSa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)