Brief: Kinsale Capital Q2 EPS USD 5.76

Kinsale Capital

24/07/2025 21:10

Overview

Kinsale Capital Q2 net income rises to $134.1 mln vs  $92.6 mln year ago, EPS at $5.76

Gross written premiums increase 4.9% to $555.5 mln in Q2 2025

Combined ratio improves to 75.8%, reflecting efficient underwriting practices

Result Drivers

DISCIPLINED UNDERWRITING - Growth in underwriting income attributed to disciplined underwriting and favorable development of loss reserves

TECHNOLOGY-ENABLED MANAGEMENT - Co cites technology-enabled expense management as a factor in record per share net income

COMMERCIAL PROPERTY DECLINE - Gross written premiums in Commercial Property Division declined due to lower rates and increased competition

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Gross Written Premiums
$555.52 mln
Q2 EPS
$5.76
Q2 Net Income
$134.12 mln
Q2 Combined Ratio
75.8%
Q2 Expense Ratio
20.7%
Q2 ROE
32.5%


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 3 "strong buy" or "buy", 9 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the property & casualty insurance peer group is "buy."

Wall Street's median 12-month price target for Kinsale Capital Group Inc is $480.00, about 0.2% above its July 23 closing price of $479.18

The stock recently traded at 25 times the next 12-month earnings vs. a P/E of 27 three months ago

Press Release: ID:nBw8khF6Za

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)