Landmark Bancorp's net earnings rise 44.4% in 2025

Landmark Bancorp

28/01/2026 21:20

Overview

Community bank's Q4 net income rose yr/yr to $4.7 mln

Q4 diluted EPS was $0.77, down from Q3 but up yr/yr

Total revenue for Q4 increased 2.9% over prior quarter

Outlook

Landmark Bancorp did not provide specific guidance for future quarters or full year

Result Drivers

NET INTEREST INCOME - Higher rates on loans and investments, along with lower interest expenses, drove an increase in net interest income

DEPOSIT GROWTH - Average deposit balances increased by $8.8 million, improving the cost of deposits to 1.50%

LOAN PORTFOLIO CHANGES - Decrease in period-end loans was offset by growth in commercial real estate and agriculture loans

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.77
Q4 Net Income
$4.74 mln
Q4 Net Interest Income
$14.79 mln
Q4 Dividend
$0.21
Q4 Net Interest Margin
4.03%
Q4 Pretax Profit
$5.93 mln


Press Release: ID:nGNX6HYF6H

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)