** Shares of insurer Lemonade LMND.N rise 17% to $76.9 premarket
** Co posts Q4 revenue of $228 million vs analysts' estimates of $216 million - data compiled by LSEG
** Co says AI-powered segmentation and pricing models improved unit economics, contributing to revenue and gross profit growth
** Co projects FY 2026 adjusted EBITDA loss of $52 million to $48 million
** LMND anticipates positive adj EBITDA for Q4 2026
** Four of 12 analysts rate stock "strong buy" or "buy", five "hold" and three "sell" or "strong sell"; their median PT is $85 - data compiled by LSEG
** As of last close, LMND up 70.7% in the last 12 months
(Reporting by Pragyan Kalita in Bengaluru)
((Pragyan.Kalita@thomsonreuters.com;))