REG - Lloyds Banking Group - 2021 Annual Report and Accounts

Lloyds BankingAnnouncement

24/02/2022 07:00

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RNS Number : 6347C  Lloyds Banking Group PLC  24 February 2022

 

 

 

 

24 February 2022

 

 

LLOYDS BANKING GROUP PLC - ANNUAL REPORT AND ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2021

 

In accordance with Listing Rule 9.6.1, Lloyds Banking Group plc has submitted
today the following document to the National Storage Mechanism.

 

·    Annual Report and Accounts 2021

 

This document will shortly be available for inspection at
https://data.fca.org.uk/#/nsm/nationalstoragemechanism
(https://data.fca.org.uk/#/nsm/nationalstoragemechanism)

 

A copy of the Annual Report and Accounts 2021 is available through the
'Investors' section of our website www.lloydsbankinggroup.com
(http://www.lloydsbankinggroup.com)

 

This announcement is made in accordance with DTR 6.3.5R(1A).

 

-END-

 

For further information:

 

Investor Relations

Douglas
Radcliffe
                                    +44 (0)20
7356 1571

Group Investor Relations Director

douglas.radcliffe@.lloydsbanking.com

 

Corporate Affairs

Matt Smith
 
+44 (0)20 7356 3522

Head of Media Relations

matt.smith@lloydsbanking.com

 

FORWARD LOOKING STATEMENTS

This document contains certain forward-looking statements within the meaning
of Section 21E of the US Securities Exchange Act of 1934, as amended, and
section 27A of the US Securities Act of 1933, as amended, with respect to
Lloyds Banking Group plc together with its subsidiaries (the Group) and its
current goals and expectations. Statements that are not historical or current
facts, including statements about the Group's or its directors' and/or
management's beliefs and expectations, are forward looking statements. Words
such as, without limitation, 'believes', 'achieves', 'anticipates',
'estimates', 'expects', 'targets', 'should', 'intends', 'aims', 'projects',
'plans', 'potential', 'will', 'would', 'could', 'considered', 'likely', 'may',
'seek', 'estimate', 'probability', 'goal', 'objective', 'deliver',
'endeavour', 'prospects', 'optimistic' and similar expressions or variations
on these expressions are intended to identify forward looking statements.
These statements concern or may affect future matters, including but not
limited to: projections or expectations of the Group's future financial
position, including profit attributable to shareholders, provisions, economic
profit, dividends, capital structure, portfolios, net interest margin, capital
ratios, liquidity, risk-weighted assets (RWAs), expenditures or any other
financial items or ratios; litigation, regulatory and governmental
investigations; the Group's future financial performance; the level and extent
of future impairments and write-downs; the Group's ESG targets and/or
commitments; statements of plans, objectives or goals of the Group or its
management and other statements that are not historical fact; expectations
about the impact of COVID-19; and statements of assumptions underlying such
statements. By their nature, forward looking statements involve risk and
uncertainty because they relate to events and depend upon circumstances that
will or may occur in the future. Factors that could cause actual business,
strategy, plans and/or results (including but not limited to the payment of
dividends) to differ materially from forward looking statements include, but
are not limited to: general economic and business conditions in the UK and
internationally; market related risks, trends and developments; risks
concerning borrower and counterparty credit quality; fluctuations in interest
rates, inflation, exchange rates, stock markets and currencies; volatility in
credit markets; volatility in the price of our securities; any impact of the
transition from IBORs to alternative reference rates; the ability to access
sufficient sources of capital, liquidity and funding when required; changes to
the Group's credit ratings; the ability to derive cost savings and other
benefits including, but without limitation, as a result of any acquisitions,
disposals and other strategic transactions; inability to capture accurately
the expected value from acquisitions; potential changes in dividend policy;
the ability to achieve strategic objectives; insurance risks; management and
monitoring of conduct risk; exposure to counterparty risk; credit rating risk;
tightening of monetary policy in jurisdictions in which the Group operates;
instability in the global financial markets, including within the Eurozone,
and as a result of ongoing uncertainty following the exit by the UK from the
European Union (EU) and the effects of the EU-UK Trade and Cooperation
Agreement; political instability including as a result of any UK general
election and any further possible referendum on Scottish independence;
operational risks; conduct risk; technological changes and risks to the
security of IT and operational infrastructure, systems, data and information
resulting from increased threat of cyber and other attacks; natural pandemic
(including but not limited to the COVID-19 pandemic) and other disasters;
inadequate or failed internal or external processes or systems; acts of
hostility or terrorism and responses to those acts, or other such events;
geopolitical unpredictability; risks relating to sustainability and climate
change (and achieving climate change ambitions), including the Group's ability
along with the government and other stakeholders to measure, manage and
mitigate the impacts of climate change effectively; changes in laws,
regulations, practices and accounting standards or taxation; changes to
regulatory capital or liquidity requirements and similar contingencies;
assessment related to resolution planning requirements; the policies and
actions of governmental or regulatory authorities or courts together with any
resulting impact on the future structure of the Group; failure to comply with
anti-money laundering, counter terrorist financing, anti-bribery and sanctions
regulations; failure to prevent or detect any illegal or improper activities;
projected employee numbers and key person risk; increased labour costs;
assumptions and estimates that form the basis of our financial statements; the
impact of competitive conditions; and exposure to legal, regulatory or
competition proceedings, investigations or complaints. A number of these
influences and factors are beyond the Group's control. Please refer to the
latest Annual Report on Form 20-F filed by Lloyds Banking Group plc with the
US Securities and Exchange Commission (the SEC), which is available on the
SEC's website at www.sec.gov, for a discussion of certain factors and risks.
Lloyds Banking Group plc may also make or disclose written and/or oral
forward-looking statements in other written materials and in oral statements
made by the directors, officers or employees of Lloyds Banking Group plc to
third parties, including financial analysts. Except as required by any
applicable law or regulation, the forward-looking statements contained in this
document are made as of today's date, and the Group expressly disclaims any
obligation or undertaking to release publicly any updates or revisions to any
forward looking statements contained in this document whether as a result of
new information, future events or otherwise. The information, statements and
opinions contained in this document do not constitute a public offer under any
applicable law or an offer to sell any securities or financial instruments or
any advice or recommendation with respect to such securities or financial
instruments.

 

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