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Lloyds Banking

LLOY 56.39p -0.0  -0.1%
23/10/18 30.0k

Momentum
Relative Strength (%)
1m
3m
1yr
Volume Change (%)
10d v 3m
Price vs... (%)
52w High
50d MA
200d MA
vs.
market
vs.
industry
Growth & Value
Margin of Safety (beta)
Screens Passed
Balance Sheet · Income Statement · Cashflow Financial Summary
Year End 31st Dec 2012 2013 2014 2015 2016 2017 TTM 2018E 2019E CAGR / Avg
Revenue £m
Operating Profit £m
Net Profit £m
EPS Reported p
EPS Normalised p
EPS Growth %
PE Ratio x
PEG x
Profitability
Operating Margin %
ROA %
ROCE %
ROE %
Cashflow
Op. Cashflow ps p
Capex ps p
Free Cashflow ps p
Last ex-div: 16th Aug, paid: 26th Sep more... Dividends
Dividend ps p
Dividend Growth %
Dividend Yield %
Dividend Cover x
Balance Sheet
Cash etc £m
Working Capital £m
Net Fixed Assets £m
Net Debt £m
Book Value £m
Average Shares m
Book Value ps p +2.7%

FINANCIAL BRIEF: For the six months ended 30 June 2018, Lloyds Banking Group PLC interest income increased 2% to £8.03B. Net interest income after loan loss provision increased 11% to £5.55B. Net income applicable to common stockholders increased 44% to £2.08B. Net interest income after loan loss provision reflects Retail segment increase of 8% to £4.51B, Net Interest Margin, Total -% increase of 4% to 2.93%. more »

Health Trend
Bankruptcy Risk
  Earnings Manipulation Risk
Magic Formula Score
Other Ratios
Leverage (ttm) Total -Intang +Pension
Gross Gearing %
Net Gearing %
Cash / Assets %
vs.
market
vs.
industry
Recent History
Latest interim period (ended 30th Jun '18) vs. prior year
Sales Growth %
EPS Growth %
3yr Compound Annual Growth Rate
Sales Growth %
EPS Growth %
DPS Growth %

Broker Forecasts
31st Dec 2018
31st Dec 2019

Price Target: 0.76
(+33.81% above Price)
Net Profit EPS DPS Net Profit EPS DPS
Est. Long Term Growth Rate: +3.2% (£) (p) (p) (£) (p) (p)
Consensus Estimate
1m Change
3m Change
16 brokers Broker Consensus Trend
Broker Recommendations for Lloyds Banking
Recommendation:Strong SellSellHoldBuyStrong Buy
No. of Analysts: 1 5 5 6 6

Named Brokers and Analysts
Bank of America Merrill Lynch Michael Helsby , Deutsche Bank David Lock , Jefferies Joseph Dickerson , HSBC Peter Toeman , Credit Suisse - North America , RBC Capital Markets Robert Noble , Morgan Stanley Christopher Manners , Citi Andrew Coombs , BERNSTEIN , Investec Bank (UK) Plc Ian Gordon , Goldman Sachs Research Martin Leitgeb, CFA , UBS Equities Ivan Jevremovic , Nomura Securities Chintan Joshi , Santander CIB Patrick Lee , Natixis , Mirabaud Securities Alex Potter , Exane BNP Paribas , Davy Diarmaid Sheridan , Macquarie Research Robert Sage , Societe Generale James Invine , JPMorgan Raul Sinha , Berenberg Peter Richardson , Cenkos Securities Sandy Chen , Barclays Chris Manners , Keefe, Bruyette & Woods Europe Edward Firth , Shore Capital Stockbrokers Gary Greenwood , Morningstar, Inc. Derya Guzel , Day by Day Valérie GASTALDY , Alphavalue David Grinsztajn , Beaufort Securities (Historical) ,

Profile Summary

Lloyds Banking Group plc is a provider of financial services to individual and business customers in the United Kingdom. The Company's main business activities are retail and commercial banking, general insurance, and long-term savings, protection and investment. The Company's segments are Retail, Commercial Banking, Consumer Finance, Insurance and Other. The Retail segment offers a range of financial service products, including current accounts, savings and mortgages. The Commercial Banking segment offers a range of products and services, such as lending, transactional banking, working capital management, risk management and debt capital markets services. The Consumer Finance segment offers consumer lending products, including motor finance, credit cards, and unsecured personal loans. The Insurance segment provides a range of protection, pension and investment products. Its brands include Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, Colleys, Lex Autolease and AMC.

Directors: Antonio Horta-Osorio (CEO) 54, George Culmer (CFO) 52, Antonio Lorenzo (CEX) , Juan Colombas (COO) , Kate Cheetham (GCN) , Karin Cook (OTH) , Paul Day (OTH) , Vim Maru (OTH) , Zaka Mian (OTH) , David Oldfield (OTH) , Norman Blackwell (NEC) 63, Anita Frew (NVC) 60, Amanda Mackenzie (NED) 54, Nicholas Prettejohn (NED) , Alan Dickinson (NID) ,

No. of Employees: 67,905 No. of Shareholders: 2,449,792


Last Annual December 31st, 2017
Last Interim June 30th, 2018
Incorporated October 21, 1985
Public Since October 8, 1986
Shares in Issue 71,139,419,538
Free Float 70.92bn (99.7%)

LLOY Share Price Performance LLOYQuote
56.39p
-0.0  -0.1%
Traded 4:51pm · Minimum 15 min delayed · NMS: 30.0k

Latest LLOY News Announcements (delayed)

Upcoming LLOY Events
Thursday 25th October, 2018
Q3 2018 Lloyds Banking Group PLC Interim Management Statement Release
Thursday 25th October, 2018
Q3 2018 Lloyds Banking Group PLC Interim Management Statement Call
Tuesday 13th November, 2018
Lloyds Banking Group PLC at UBS European Conference
Monday 19th November, 2018
Dividend For LLYKY.PK^F14
Wednesday 20th February, 2019
Full Year 2018 Lloyds Banking Group PLC Earnings Release

Recent ↓
Thursday 27th September, 2018
Dividend For USG5533WAA56=TRE
Tuesday 25th September, 2018
Lloyds Banking Group PLC at Bank of America Merrill Lynch Financials CEO Conference
Thursday 16th August, 2018
Dividend For LLOY.L
Thursday 16th August, 2018
Dividend For LYG.N
Thursday 16th August, 2018
Dividend For LYG.BA
Wednesday 1st August, 2018
Half Year 2018 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors)
Wednesday 1st August, 2018
Half Year 2018 Lloyds Banking Group PLC Earnings Call
Wednesday 1st August, 2018
Half Year 2018 Lloyds Banking Group PLC Earnings Release
Thursday 7th June, 2018
Lloyds Banking Group PLC at Goldman Sachs European Financials Conference
Wednesday 30th May, 2018
Lloyds Banking Group PLC at Deutsche Bank Global Financial Services Conference
Thursday 24th May, 2018
Lloyds Banking Group PLC Annual Shareholders Meeting
Thursday 17th May, 2018
Dividend For LLYKY.PK^F14
Thursday 17th May, 2018
Dividend For US539439AF68=TRE
Wednesday 25th April, 2018
Q1 2018 Lloyds Banking Group PLC Interim Management Statement Call
Wednesday 25th April, 2018
Q1 2018 Lloyds Banking Group PLC Interim Management Statement Release
Thursday 19th April, 2018
Dividend For LYG.BA
Thursday 19th April, 2018
Dividend For LLOY.L
Thursday 19th April, 2018
Dividend For LYG.N
Wednesday 28th March, 2018
Dividend For USG5533WAA56=TRE
Wednesday 21st February, 2018
Full Year 2017 Lloyds Banking Group PLC Earnings & Strategic Update Call (Fixed Income Investors)


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