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Czech central bank increases countercyclical capital buffer rate to 1.5%

Czech central bank increases countercyclical capital buffer rate to 1.5%

- The Czech National Bank (CNB) increased its countercyclical capital buffer for banks on Thursday due to strong lending activity, rising household and corporate debt, and ongoing growth in apartment prices.

The bank said factors were "contributing to a further build-up of cyclical systemic risks associated with the growth phase of the domestic financial cycle."

The countercyclical capital buffer (CCB) is among capital layers that banks must keep to cover risks of losses triggered by various developments or fluctuations in lending.

With the bank's decision, the CCB rate will rise by 25 basis points to 1.50% from July 2027.

The bank, at a meeting on financial stability, also decided to leave rules for mortgage lending and the systemic risk buffer rate unchanged, it said in a statement.



(Reporting by Jason Hovet and Jan Lopatka)

((jason.hovet@thomsonreuters.com;))

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