Mountain Commerce Bancorp Q3 net income rises

Mountain Commerce Bancorp

20/10/2025 14:14

Overview

Mountain Commerce Bancorp Q3 net income rises to $3.9 mln, adjusted EPS at $0.62

Company's net interest margin improves to 2.50% from 2.08% year-over-year

Non-performing assets increased but are well collateralized, minimizing risk of material loss

Outlook

Company expects continued improvement in earnings throughout 2025, given stable macro-economic conditions

Mountain Commerce Bancorp aims to carefully control risk and growth while net interest margin recovers

Company remains committed to paying down debt and increasing capital

Result Drivers

NET INTEREST INCOME - Increased by $1.9 mln due to higher interest-earning assets and lower cost of funds

NON-PERFORMING ASSETS - Increased but are well collateralized, minimizing risk of material loss

DEBT REDUCTION - Senior debt reduced by $4 mln and subordinated debt by $2 mln

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Adjusted EPS
$0.62
Q3 EPS
$0.62
Q3 Adjusted Net Income
$3,858,000
Q3 Net Income
$3,898,000
Q3 Dividend
$0.07


Press Release: ID:nPn3TZqcDa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)