Brief: National Bank Holdings Q2 Net Interest Income USD 87.409 Million

National Bank Holdings

22/07/2025 21:10

Overview

National Bank Holdings Q2 net income rises 40% to $34 mln, EPS at $0.88

Net interest income for Q2 grows to $87.4 mln, margin widens to 3.95%

Company launches 2UniFi financial ecosystem, enhancing business banking

Outlook

Says excess capital position provides option to act on a variety of growth opportunities

Company remains disciplined in credit extension amid market conditions

Result Drivers

NET INTEREST INCOME - Increase driven by net interest margin of 3.95%, despite higher cost of funds

LOAN FUNDINGS - Commercial loan fundings led to $322.7 mln in new loans, with a weighted average rate of 7.4%

CREDIT QUALITY - No provision expense for credit losses recorded, with net charge-offs at 0.05% of average total loans

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 EPS
$0.88
Q2 Net Income
$34.02 mln
Q2 Net Interest Income
$87.41 mln


Analyst Coverage

The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy."

Wall Street's median 12-month price target for National Bank Holdings Corp is $41.00, about 3.3% above its July 21 closing price of $39.63

The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX8v5rqr

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)