National Bank Holdings Q3 profit rises on improved interest income

National Bank Holdings

21/10/2025 21:19

Overview

National Bank Holdings Q3 net income rises to $35.3 mln, EPS at $0.92

Company previously announced acquisition of Vista Bancshares for $365.4 mln

Outlook

NBHC expects to close Vista Bancshares acquisition in Q1 2026

Company plans to expand presence in Texas markets through acquisition

Result Drivers

NET INTEREST INCOME - Increased by $0.9 mln due to one additional day in the qtr and higher asset yields

CREDIT QUALITY - Improved with a provision release of $1.5 mln driven by net recoveries

ACQUISITION STRATEGY - Pending acquisition of Vista Bancshares to strengthen presence in Texas

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.92
Q3 Net Income
$35.28 mln
Q3 Net Interest Income
$88.20 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 2 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for National Bank Holdings Corp is $45.00, about 18% above its October 20 closing price of $36.88

The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release: ID:nGNX6BT9nY

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)