National Bank Holdings Q4 net income falls, sets $100 million buyback

National Bank Holdings

27/01/2026 21:18

Overview

U.S. regional bank's Q4 net income fell to $16 mln, with EPS at $0.42

Company completed acquisition of Vista Bancshares, increasing non-interest expenses

Company announced $100 mln share repurchase program

Company raises quarterly dividend by 3.2% to $0.32 per share

Outlook

Company expects meaningful shareholder returns in 2026 from Vista acquisition

Result Drivers

VISTA ACQUISITION - Increased non-interest expenses due to Vista Bancshares acquisition impacted net income

LOAN FUNDINGS - Expanded quarterly loan fundings to $591.0 mln, led by commercial loan fundings of $429.0 mln

NET INTEREST INCOME DECLINE - Net interest income decreased due to a 26 basis point decrease in earning asset yields

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.42
Q4 Net Income
$16.04 mln
Q4 Net Interest Income
$86.21 mln


Analyst Coverage

The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 3 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

The average consensus recommendation for the banks peer group is "buy"

Wall Street's median 12-month price target for National Bank Holdings Corp is $45.50, about 12.9% above its January 26 closing price of $40.31

Press Release: ID:nGNX617qvP

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)