Cayman's Oxbridge Re swings to Q4 profit

Oxbridge Re Holdings

30/03/2026 22:58

Overview

Cayman Islands tokenized reinsurance platform's Q4 net premiums earned fell. Q4 Net income swung to profit

Full-year net loss narrowed as higher revenues offset increased expenses and reinsurance losses

Combined ratio rose to 264.1% for 2025, reflecting higher expenses and hurricane-related losses

Outlook

Oxbridge targets 20% and 42% annual returns for T20 and T42 tokens in 2026–2027

Company says El Niño may reduce hurricane activity for 2026 Atlantic season

Oxbridge plans to expand tokenization to data center revenues and AI infrastructure assets

Result Drivers

PREMIUM RATE DECLINE - Net premiums earned fell due to lower weighted average rates on reinsurance contracts in force during the quarter

HURRICANE LOSSES - Higher expenses and loss ratio driven by losses on reinsurance contracts affected by Hurricane Milton

HIGHER OPERATING COSTS - Expense ratio rose due to increased professional, marketing, tokenization, and legal costs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
FY Combined Ratio
264.10%
FY Expense Ratio
144.20%


Analyst Coverage

The one available analyst rating on the shares is "buy"

The average consensus recommendation for the reinsurance peer group is "buy"

Wall Street's median 12-month price target for Oxbridge Re Holdings Ltd is $5.00, about 463.1% above its March 27 closing price of $0.89

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)