Picture of Pathfinder Bancorp (MARYLAND) logo

PBHC Pathfinder Bancorp (MARYLAND) News Story

0.000.00%
us flag iconLast trade - 00:00
FinancialsBalancedSmall CapValue Trap

Pathfinder Bancorp's Q3 net income rises on deposit growth

Overview

Pathfinder Q3 net income rises to $626,000 from $31,000 in Q2 2025

Net interest income increases to $11.6 mln, driven by higher interest and dividend income

Total deposits grow to $1.23 bln, offsetting loan declines

Outlook

Pathfinder expects to complete a comprehensive loan portfolio review by year-end 2025

Company aims to reduce credit cost volatility in 2026 and beyond

Result Drivers

CREDIT RISK MANAGEMENT - Co increased provision expense to $3.5 mln to mitigate credit risk and enhance asset quality

CORE DEPOSIT GROWTH - Total deposits grew to $1.23 bln, driven by increases in core deposits

INTEREST INCOME INCREASE - Net interest income rose to $11.6 mln due to higher yields on interest-earning assets

Key Details

MetricBeat/MissActualConsensus Estimate
Q3 Loan Loss Provision$18.70 mln
Q3 Net Interest Margin3.34%
Press Release: ID:nGNXnBQsW For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com. (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

Recent news on Pathfinder Bancorp (MARYLAND)

See all news