Community bank PSB Holdings' Q3 profit rises on higher NIM

PSB Holdings

27/10/2025 12:42

Overview

PSB Holdings Q3 EPS at $0.86, up from $0.69

Net interest income rose to $11.3 mln, driven by higher asset yields, vs Q2

Non-interest income fell due to lower mortgage banking and debit card incentives

Outlook

PSB expects to maintain earnings near $7.1 mln over the next quarters

Company aims to expand capital in 2026 to meet index inclusion thresholds

PSB sees strong lending opportunities in Milwaukee region

Result Drivers

NET INTEREST MARGIN - Co reports stronger net interest margin as asset yields rose and funding costs declined

NON-INTEREST INCOME - Decrease in non-interest income attributed to lower mortgage banking income and debit card incentives

NON-INTEREST EXPENSES - Higher non-interest expenses driven by increased health insurance costs

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 EPS
$0.86
Q3 Net Income
$3.60 mln
Q3 Net Interest Income
$11.34 mln
Q3 Basic EPS
$0.86
Q3 Pretax Profit
$4.32 mln


Press Release: ID:nGNX2Jt3gs

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)